Chronic obstructive pulmonary disease (COPD) is a lung disease that causes difficulty in breathing. To overcome breathing problems, the patient seeks various treatments and therapies for short and long term relief from the symptoms of COPD. Medical science has not yet found any cure for COPD. However, the goal of COPD treatments and therapies is to minimize the symptoms and prevent further complications that consequently improve the patient’s quality of life.

Things to know about COPD and its treatments COPD (chronic obstructive pulmonary disease) is a chronic inflammatory disease of the lungs that results in obstructed airflow. Long-term exposure to certain gases or matter, or cigarette smoking can often lead to this condition. Those who have COPD also have an increased risk of developing lung cancer, heart diseases, and other conditions.

Guaranteed issue life insurance, also known as guaranteed acceptance life insurance, is a life insurance policy with no mandatory health qualifications. The only difference between other types of life insurance and guaranteed life insurance is that with this type of insurance, the insurance company cannot deny an applicant coverage as long as they can afford to pay the premiums.

Recent statistics show that around 60 percent of people who don’t buy life insurance cite its expense, as well as the requirement of a medical team as their reasons. But considering the high-stress lifestyle as well as the plethora of factors one is vulnerable to, not having life insurance is ill-advised.

Although nursing home facilities can be a very expensive option for seniors, it is often the only choice. The health and safety of aged individuals are compromised by living alone and such facilities have skilled nurses and essential arrangements to ensure their comfort and security. It is definitely more cost effective to engage a nursing home’s services rather than a full-time private nurse.

Shopping for insurance can be a daunting experience, especially if deal breakers, like a medical exam, are a part of it. Although there are certain insurers that offer guaranteed life insurance without medical underwriting, they may not be suitable for everyone. Naturally, there are a lot of things that need to be scrutinized before settling on a guaranteed life insurance plan.  Some of the key pros and cons are: